Our Team
Meet Our Team
Richard S. Davis, Jr
Richard S. Davis, Jr
My career in finance began while attending the University of Miami pursuing a Bachelor of Science degree in Accounting and completing tax returns for fellow students. After graduating, I worked as an accountant with Caterpillar Tractor Company, a major corporation for 11 years. Moonlighting, I formed my first company, Accounting, Taxes, Etc. Inc. Towards the end of my tenure with Caterpillar, I began the process of pursuing my dream career, solving white-colar crimes, by joining the Miami-Dade Police Department in 1985. I served 22 of 25 years in the Special Investigation Division, Major Fraud Section, Economic Crimes Bureau, and the Public Integrity Unit. I started as a detective investigating major fraud crimes, such as embezzlements, check fraud, and real estate and mortgage fraud. I was promoted to Detective Sergeant in 1995, and became supervisor of the Major Fraud Squad. During this time, I also formed my 2nd company, R.S. Davis Financial Services, Inc. specializing in accounting, income tax preparation, and income tax representation before the IRS. As an Enrolled Agent (EA) with the IRS, I prepare taxes worldwide and represent clients before the IRS with major income tax issues.
I am also a licensed realtor and mortgage broker. These two licenses and years of experience allowed me to discover the need and receive backing from a local State Senator along with a team of attorneys to pass SB-1824 which led to the creation of the first Mortgage Fraud Law in the State of Florida currently known as Statute 817.575. Then Governor, Charlie Christ, signed it into law and tasked me with writing a curriculum for the Governor’s Hope Council as well as train detectives around the state on how to investigate mortgage and real estate fraud. I also created the first Mayor’s Mortgage Fraud Task force for Miami Dade County.
I’ve appeared on “‘60 Minutes,” “The Mark Walberg Show,” and several local news channels throughout the course of my career regarding my expertise in solving intricate, high-level financial crimes. I’ve conducted over 100 seminars and speaking engagements on mortgage and real estate fraud and created an approved Continuing Education (“CE”) accredited course on Financial Planning for the Miami-Dade Police Department. I am a certified tax preparer instructor; Regional Director and Financial Advisor with Money Concepts Wealth; a graduate and Fellow of the National Tax Practice Institute; served on the City of Hollywood Affordable Housing Committee (4-years) and a graduate of the Hollywood Chamber of Commerce Leadership Program class #38.
In addition to tax preparations, IRS representation, and financial planning, I serve as the Treasurer on my condominium homeowners association board representing 1,100 condo units. I enjoy spending time with my family, traveling, and BOATING!
Miles Davis
Miles Davis
I earned my Bachelor of Science degree from the University of Central Florida in psychology and then continued my academia in clinical psychology at Palo Alto University in California. As office manager and a certified tax preparer, at R. S. Davis Financial, I have a strong command of technology including proficiency on both MAC and PC platforms. I also have my 215-Insurance and Annuities license.
John Gargiullo
John Gargiullo
I have years of experience in account management in the corporate field and am a certified income tax preparer. With my career spanning over a decade, and my ability to optimize many variables of tax John has consistently demonstrated his prowess in financial management and tax optimization. He is widely recognized for his exceptional ability to cultivate and maintain client relationships, ensuring their financial goals are not only met but exceeded. John's dedication to his clients and his deep understanding of tax codes and regulations have made him a trusted advisor in the financial industry.
As an accomplished account manager and income tax professional, John Gargiullo holds a track record of delivering comprehensive financial solutions for both individuals and businesses. His strategic approach to tax planning has saved clients substantial sums while ensuring compliance with ever-evolving tax laws. John's commitment to excellence, combined with his analytical shrewdness, has earned him a reputation as a reliable and results-driven expert in the field. With his strong interpersonal skills and a keen eye for detail, John continues to excel in helping clients navigate the complexities of finance and taxation, making him an invaluable asset to the industry.
Patricia Woolley
Patricia Woolley
I am a certified tax preparer and have years of experience and education in information technology. I am highly skilled in security assessments, defense strategies, and incidence response. My dedication and determination to staying up-to-date with the latest security trends and technology, helps ensure our clients have the highest level of protection on all of our digital platforms. My attention to details is meticulous and my analytical mindset helps me in optimizing processes and integration of technology specific to Cybersecurity.
I am dedicated and committed to our clients, and my knowledge of taxation along with my driving force is a perfect match with the core values of R. S. Davis Financial. In my spare time, I enjoy family time and finding the next best way to keep our cyber safe.
Howard D. Carter, III
Howard D. Carter, III
is a highly professional and resourceful Freelancer with a marketing degree from the University of Central Florida, providing him with a strong foundation in the world of business and customer advocacy. He currently serves as a Customer Advocate Specialist at R.S.DavisFinancial, where he leverages his expertise to enhance office management operations and ensure top-tier client satisfaction.
Additionally, Howard is a dynamic freelancer, utilizing his multifaceted skill set to assist businesses in achieving their marketing and customer service objectives. His dedication to excellence, coupled with his diverse experiences, positions him as a valuable asset in both corporate and freelance realms, making him a trusted expert in the field of marketing and customer relations.