Renters

1. Approach your rental-housing search organized, serious, and professional.
2. Inquire to friends, family and associates for referrals. Utilize newspaper classified ads, renter magazines and Internet listings.
3. Devise a list of requirements but remember to be flexible with criteria of less importance to you. Be prepared to decide immediately and leave a deposit/credit check fee.
4. Check the latest listings daily and call early. Respond quickly to landlord’s call back.
5. View your credit report and remain in good standing. Make sure your application and credit report are consistent.
6. Have basic rental application information:
* Prior addresses
* Bank account
* Credit Card numbers
* List of references
7. Contact reference list to insure information is current and to make them aware.
8. Make a good impression to demonstrate that you will be a good tenant.

Renters Insurance:

a. Property and Liability Insurance for the non-owner occupant of a dwelling or apartment
b. Two main components: liability coverage and personal property coverage
c. Similar to a homeowner’s policy. Even if the renter does not own the building, they can incur loss to personal contents and would need personal and premises liability coverage. Endorsements are also available to add or increase coverage.